AFFILIATE INSURANCE ENROLLMENT POLICY
Affiliate Eligibility
Post-Doctoral Fellows are eligible to enroll in HUSHP as long as they have a current appointment and are not eligible for employer sponsored health insurance. When an affiliate’s appointment is terminated, their HUSHP coverage will be terminated; premiums will not be refunded.
Harvard affiliates who do not meet criteria will be considered ineligible for enrollment in HUSHP; however they may be eligible to enroll in a health plan offered by the Massachusetts Connector.
Principles of Insurance Enrollment
Insurance is sold as a complete package only—The HUSHP Basic: Harvard University Health Services (HUHS) Fee for services at Harvard University Health Services and HUSHP Supplemental: Blue Cross Blue Shield PPO (BCBS) Hospital/Specialty and Medco Prescription Drug Coverage.
Insurance is sold in fixed terms of 6 months of coverage (8/1–1/31 and 2/1–7/31) or for the entire academic year (8/1 – 7/31).
Open Enrollment period ends 9/30 for the fall term and ends 2/28 for the spring term.
After Open Enrollment all applications must be submitted within 30 days of a qualifying event.* Proof of qualifying event must be submitted with enrollment form.
If you are eligible to purchase insurance through the Benefits Service Group and/or benefits eligible through other means, you do not qualify to purchase this plan.
*Qualifying Events
Start of a new appointment with the University
Initial entrance into the country
Other health insurance coverage ending
Birth of a child; legal adoption; legal guardianship
Marriage
Eligible Dependents: Coverage for spouse, qualified same-sex domestic partner (QDP), and/or dependent children (under the age of 19) will only be added with receipt of appropriate documentation of the relationship to the subscriber.
Appropriate documentation is defined as follows:
Spouse: Valid marriage certificate or I20 international form
QDP: Copy of a municipal registration of domestic partnership
Dependent Child: Birth Certificate, adoption or legal guardianship documentation, or DS-2019 form for international affiliates (children must be under the age of 19)
How to Enroll
Submit the following to Member Services at 75 Mount Auburn Street – Floor 1, Cambridge.
Completed Enrollment Application
Copy of your valid Harvard ID Card
Copy of appropriate documentation is required if adding a dependent. There is an additional fee for adding a dependent(s); please view rates for details.
Payment (cash, travelers checks, and credit cards are not accepted):
Check (personal or bank)
Money Order
Copy of Department Web Voucher
Cancellation
An affiliate may request a cancellation and refund of future term(s) of health insurance purchased through Member Services. Refunds will be given for future terms of health insurance only. No refunds will be given after the coverage term begins.
Renewal of coverage is not automatic. Once coverage ends, you must
submit a new enrollment form to re-enroll.
